We did it. It’s done. We somehow went through the most emotionally draining, rollercoaster of becoming homeowners. If you follow me on any form of social media, you’ll know that this was the hardest thing we’ve done since we got married, for so many reasons. I had absolutely no knowledge of the house-buying process going into it, besides from what I had seen on HGTV. Newsflash: buying a house in real life is NOTHING like House Hunters. So, I want to share our process on HTC for anyone who is getting ready to buy a home down the road in hopes that it might help someone else not feel so blindsided by the process like I was.
Dustin and I officially decided we were going to buy at the end of last year, but we originally were planning on buying a multi-family home. Dustin had a partner who was going to put up most of the cash for a multi-family property and we would live in one of the units and rent out the rest. Even though this wasn’t my ideal situation, I knew it was Dustin’s goal to own rental properties and wanted to support him in that.
However, by the end of December, things changed and we decided that we would no longer go forward with the original plan. We decided we were going to move forward with buying a single family home and started looking into those options. We had already gotten preapproved for an FHA loan and knew what our budget was going to be and we thought that since we were first-time home-buyers, that we wouldn’t qualify for any other type of loan.