Coming from someone who was up to her eyeballs in debt this time last year, I don't feel like I'm really in a place to give advice on money. At the same time, I have learned so much from getting out of credit card debt and finding ways to make sure I never put my little family in that position again. So, here are five things that I'm doing this month to be financially ahead and prepared for the new year and recommend to anyone looking for some extra tips and tricks! 1. Get ahead with the extra pay period. For those of us getting paid bi-weekly, December magically had three pay periods, which is one extra then we are used to getting in a month. Instead of looking . . .
I have been contemplating whether or not to write about this because it's personal and slightly embarrassing. D and I have been working on this goal since before we got married and it's been a long time coming. We learned a lot about money, finances and sacrifices while going through this process and maybe some of the tips we picked up might help someone else someday down the line. I have never been good with money. For almost my whole college career, I lived pay check to pay check. I never saved money and I used my credit cards a LOT and just paid the minimum every month and left a hefty balance on them (yes, multiple). When I got my knee replaced a few years . . .
I started blogging in my Freshman year of college. It was a little corner of the internet that belonged to me and transformed as I grew up. It started out as a place for lists, turned into a place for me to vent and eventually a place for me to write. Reading through that blog is like re-living different versions of myself-the tough as nails girl with pink and black hair, the proud cancer survivor with a knee replacement, the girl who fell in love with her best friend and waited for him over two years, the girl who was brave enough to live in China. In some ways, the posts on that blog were juvenile and immature. In other ways, some of my best writing is hidden on . . .